Updated July 2026 · VirginiaPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

CareFirst BlueChoice Health Insurance in Abingdon, Virginia

In 2026, CareFirst BlueChoice is one of 6 health insurance carriers offering plans on Marketplace Virginia for residents of Abingdon and Rating Area 6.
Virginia's marketplace offers a choice of HMO, PPO, and EPO plans, allowing for diverse coverage options beyond just HMOs.
Individuals and families in Abingdon with incomes between 100% and 400% of the Federal Poverty Level (FPL) typically qualify for significant premium tax credits.
Abingdon residents may qualify for Virginia Medicaid if their income is below 138% FPL, or FAMIS programs for pregnant women and children up to 200% FPL.

Navigating health insurance options in Abingdon, Virginia, means understanding what plans are available through the state's marketplace and how they can fit your needs and budget. For 2026, CareFirst BlueChoice offers health insurance plans to residents in Abingdon and the surrounding Rating Area 6. These plans are available alongside offerings from other carriers on Marketplace Virginia, which operates through HealthCare.gov. You can enroll during the annual Open Enrollment Period or if you experience a qualifying life event, such as moving to Abingdon, getting married, or having a baby. Understanding your options, including available subsidies and plan types, is key to securing appropriate coverage.

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What Are Your CareFirst BlueChoice Health Plan Options in Abingdon?

CareFirst BlueChoice provides various health insurance plans designed to meet different needs and financial situations for residents of Abingdon. When shopping for coverage on Marketplace Virginia, you'll generally find plans categorized by metallic tiers: Bronze, Silver, and Gold.

Bronze Plans: These plans typically have the lowest monthly premiums but the highest deductibles and out-of-pocket maximums. They are designed primarily for catastrophic coverage, covering essential health benefits after a high deductible is met.
Silver Plans: Offering a balance between monthly premiums and out-of-pocket costs, Silver plans are popular. Crucially, if you qualify for cost-sharing reductions (CSRs) based on your income, these benefits are only available with Silver plans, lowering your deductibles, copayments, and out-of-pocket maximums.
Gold Plans: With higher monthly premiums, Gold plans generally have lower deductibles and out-of-pocket maximums. They are suitable for individuals who anticipate needing more frequent medical care and prefer predictable costs throughout the year.

In Virginia, the marketplace offers a variety of plan structures, including Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Exclusive Provider Organization (EPO) plans. This means you have flexibility to choose a plan that aligns with your preference for network access and referral requirements.

Understanding Subsidies and Financial Assistance in Abingdon

Many Abingdon residents qualify for financial assistance to make health insurance more affordable. These subsidies are available through Marketplace Virginia and are based on your household income and family size.

Premium Tax Credits: These credits reduce your monthly premium payment. They are available to individuals and families with incomes between 100% and 400% of the Federal Poverty Level (FPL). For example, a single person in 2024 earning up to approximately $58,320 (400% FPL) may qualify.
Cost-Sharing Reductions (CSRs): CSRs lower your out-of-pocket costs like deductibles, copayments, and coinsurance. These are available to individuals and families with incomes up to 250% FPL and are only applied to Silver-tier plans.

Virginia expanded Medicaid in 2019, meaning adults with income up to 138% FPL may qualify for comprehensive health coverage through Virginia Medicaid (also known as FAMIS Plus). For pregnant women, Virginia Medicaid (FAMIS Moms) covers those with income up to 200% FPL, including 12 months of postpartum care. Children in households up to 200% FPL can get coverage through FAMIS, with FAMIS Select offering low-cost options for those between 200% and 400% FPL.

Health Insurance Carriers in Abingdon

Abingdon, located in Washington County, is part of Virginia Rating Area 6. In 2026, 6 carriers offer marketplace plans in Rating Area 6, which covers Bristol, Buchanan, Dickenson, Lee, Norton, Russell, Scott, Tazewell, Washington, Wise counties. This robust competition helps ensure a variety of plan choices for residents. The confirmed carriers for Rating Area 6 in 2026 are:

CareFirst BlueChoice
Cigna
HealthKeepers
Oscar Health
Sentara Health Plans
United Healthcare

When selecting a plan, it's essential to compare not only premiums but also deductibles, copayments, coinsurance, and the provider network. Each carrier offers different plan types and network configurations, so carefully reviewing these details is crucial to finding the best fit for your healthcare needs in Abingdon.

Local Healthcare Landscape in Abingdon

Abingdon, Virginia, with a population of 8,330, is served by Johnston Memorial Hospital, the primary acute care facility in Washington County. Washington County serves a population of 53,926, and its residents face an uninsured rate of 6.7%, per U.S. Census Bureau ACS 2024 5-year estimates. Johnston Memorial Hospital is a key facility for residents seeking inpatient and emergency care in the area. When choosing a CareFirst BlueChoice plan, or any other plan, it is important to verify that your preferred doctors and local hospitals, such as Johnston Memorial Hospital, are included in the plan's network to ensure seamless access to care.

Making the Right Choice for Your Health Coverage

Choosing the right health insurance plan in Abingdon involves evaluating your specific healthcare needs, financial situation, and preferred doctors or hospitals.

If your income is below 138% FPL: You likely qualify for Virginia Medicaid (FAMIS Plus), which offers comprehensive coverage with minimal or no out-of-pocket costs.
If your income is between 100% and 250% FPL: You may qualify for significant premium tax credits and cost-sharing reductions. Opting for a Silver-tier plan is often the most cost-effective choice in this income bracket, as CSRs are only available with Silver plans.
If your income is above 250% FPL but below 400% FPL: You are still eligible for premium tax credits, which can substantially lower your monthly premiums across Bronze, Silver, and Gold plans. Compare the overall costs, including potential deductibles and copayments, to find the best value.
If your income is above 400% FPL: While you won't qualify for income-based subsidies, you can still purchase plans through Marketplace Virginia or directly from carriers. Focus on finding a plan with a network and benefits that align with your expected healthcare usage.

A licensed health insurance producer can help you compare plans from CareFirst BlueChoice and other carriers in Abingdon, verify subsidy eligibility, and ensure your preferred providers are in-network. This service is free and can save you time and potential headaches.

Frequently Asked Questions

Can I get CareFirst BlueChoice plans on the Virginia health insurance marketplace?

Yes, CareFirst BlueChoice is one of 6 carriers offering plans on Marketplace Virginia for residents in Rating Area 6, which includes Abingdon, for the 2026 plan year. You can enroll during Open Enrollment or a Special Enrollment Period if you qualify.

What types of CareFirst BlueChoice plans are available in Abingdon?

In Virginia, marketplace shoppers in Rating Area 6 can choose from HMO, PPO, and EPO plan structures. CareFirst BlueChoice, like other carriers, typically offers a range of these plan types at different metallic tiers (Bronze, Silver, Gold) to suit various budget and coverage needs.

How do I know if I qualify for subsidies for a CareFirst BlueChoice plan?

Eligibility for premium tax credits and cost-sharing reductions depends on your household income relative to the Federal Poverty Level (FPL). In Virginia, subsidies are available for individuals and families earning above 100% FPL. For example, a single person earning up to approximately $58,320 (400% FPL) in 2024 would likely qualify for assistance.

Is Johnston Memorial Hospital covered by CareFirst BlueChoice plans in Abingdon?

Johnston Memorial Hospital is the primary acute care hospital in Abingdon. Whether it is in-network for a specific CareFirst BlueChoice plan depends on the plan's network design. It is crucial to verify network compatibility for any plan you consider directly with CareFirst BlueChoice or through the Marketplace Virginia website before enrolling.